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Corporate Team


HRBC is at the leadership of Henry Romero. As President, he sets forth a mission which is customer service driven. Henry’s drive & knowledge of the industry has been proven by over 25 years of experience & the exponential growth of the company since 2005. Prior to this, Henry was considered one of the best in his league at Kaiser Permanente, structuring health insurance plan operations to meet the needs of his clients. After his retirement at Kaiser Permanente, he took this expertise to the next level which gave him the ability to anticipate the consumer trends & needs of his consumers at HRBC. Henry is also a nine-year veteran of the United States Marine Corp. where he first developed leadership & team building expertise; which is reflected in his overall company mission.


The operations of HRBC are at the direction of Karina Romero. Karina is responsible for the development & management of all HRBC Operations, working alongside husband, Henry Romero. Karina works closely with her team of agents & clients maintaining a strong vision for their needs, while delivering superior products on behalf of the company. While managing the operations of HRBC, Karina also focuses much of her attention on customer service, working diligently with the entire team to provide superior customer satisfaction to all. In addition to her position managing the operations at HRBC, Karina is also a full-time mother & has a great sense of balancing her duties as a wife, mother & leader of this growing organization.