Win A 7-Day Cruise For Two

To Mexico On Us!

Another Successful AEP Has Come To An End.

Thank you to everyone who entered our cruise giveaway.

We're proud to announce that the winner of the 7-Day Cruise is.......


TODD SIMON

from

SAN BERNARDINO


Congratulations from HRBC Insurance!

Please call us at 1-877-651-7526 to claim your prize!

The Fine Print:

NO PURCHASE OR ENROLLMENT IS NECESSARY TO ENTER OR WIN. MAKING A PURCHASE OR ENROLLING WILL NOT IMPROVE AN INDIVIDUAL’S CHANCES OF WINNING.


The odds of winning depend upon the number of eligible entries received and/or the number of contestants participating in the contest.


Only one entry per person is allowed.


Participants and winners must be legal residents of California and live in one of the following counties: Riverside County, San Bernardino County, Los Angeles County, San Diego County, Orange County, Fresno County, Kern County, Santa Clara County or San Joaquin County and be at least sixty-four (64) years of age or older, and they must have a valid California ID and live in a qualifying County at the time of entry. Winners acknowledge that if they enter any contest under a fraudulent name and/or address, they will automatically be disqualified from the contest.


Employees of HRBC Insurance, their affiliates, their representatives, and members of the immediate families of such are ineligible to participate or win. The term “immediate family” includes spouses, domestic partners, siblings, parents, children, grandparents, and grandchildren, whether as “in-laws,” or by current or past marriage(s), remarriage(s), adoption, co-habitation or other family extension, and any other persons residing at the same household whether or not related.


All prizes must be accepted as awarded. Prizes are not transferable, redeemable for cash or exchangeable for any other prize. Winners must redeem the prize within 24 hours after notification of winning. If a winner fails to redeem the prize within 24 hours a new ticket will be drawn at random. We retain the right to substitute a prize with another similar prize of equal or greater value in the event the original prize offered is not available due to circumstances beyond its control.


Delivery of prize: The prize will be mailed to the winner within ten (10) days of claiming the prize unless winner elects to pick up the prize at one of our offices during normal business hours. We are not responsible for any lost, stolen, misdirected or damaged mail.


Payment of taxes and related expenses: Each winner is solely responsible for reporting and paying any and all applicable taxes related to the prize(s) and paying any expenses associated with any prize which are not expressly included as part of the prize.


Required documentation: Winner maybe required to provide proof of residency before a prize can be issued.


Release of liability: All winners and their guests, by acceptance of any prize, agree to release and hold forever harmless HRBC Insurance and, their affiliated companies, their agents, officers, employees, affiliates and assigns for any injuries, accidents, misfortunes, or causes of action arising from or in connection with participation in any contest, acceptance of any prize, use of any prize, or while traveling to or from any prize related activity.


HRBC Insurance retains the right to amend these rules at any time for any reason.


HRBC Insurance reserves the right to substitute prizes of equal or greater value upon notice or change to the contest rules. Any ties, disputes, conflicts, questions or concerns regarding our contests and/or their associated prizes will be handled by the CEO whose decisions are final and indisputable.


Winning entry(s) will be randomly selected from all valid entries received. If an entry is illegible or does not supply all information deemed necessary to declare a winner, the entry will be deemed invalid and another entry will be selected.