At HRBC, we represent various dental carriers offering indemnity, Preferred Provider Organizations or a Dental Health Maintenance Organization (DHMO). Costs and networks will vary as well as the co-payments and/or coinsurance requirements.
Given the strong correlation between oral and systemic health, employers who offer dental benefits could possibly experience lower health care costs overall. It has been proven that regular dental check-ups can lead to early detection of more serious health conditions, such as cancer or tuberculosis. Individuals who may have sustained a stroke or may have diabetes or coronary artery disease and receive regular periodontal treatments, have lower medical costs.
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