Choosing individual health insurance is going to be a balancing act between cost and coverage.
Finding the right balance of coverage and cost can be tough, but it's a necessity. The first step is to evaluate your needs and understand your health-insurance options.
Among your choices, you'll find that the individual health market offers the same plans as the group market, including HMOs, PPOs, point-of-service plans, and traditional fee-for-service arrangements. Your budget, physician preferences, and health requirements will all have a hand in deciding which type of plan is best for you.
