Medicare Supplement plans have a unique set of rules compared to the rest of Medicare. Every other aspect of Medicare has very rigid times when you can enroll, disenroll, or change plans. With Supplements you can make changes any time of the year. This is often surprising yet welcomed. However, this … [Read more...] about When can I Enroll into a Medicare Supplement (Medigap) Plan?
There won’t be a commercial for it. You won’t get a notice in the mail. At best, it’ll be found in the middle of the Medicare booklet they mailed you. Medicare has a few penalties for not enrolling when first eligible, regardless of need. Medicare is a program that requires everyone who is able to … [Read more...] about Medicare Penalties
Schedule Your Call Today There are specific times when you can sign up for a Medicare Advantage Plan (MAPD), a Medicare Prescription Drug Plan (PDP), or make changes to coverage you already have. It’s important to know the enrollment periods for many reasons. We’ve provided you couple of them. … [Read more...] about Medicare Part C & Part D Enrollment Periods
COBRA is a very cool name for health insurance. Much cooler than the Plan F’s or the those named after gems and metals, like Ruby and Platinum. If we were to pick a health insurance plan based solely on its name, COBRA would be my first choice! But what is it? COBRA is actually an acronym that … [Read more...] about Medicare and COBRA Health Insurance
Depending on your circumstances, you can either be automatically enrolled into Medicare, or you’ll have to sign up yourself. Much of it will be determined by: your work history, your employment status, and if you are filing for social security or not. Original Medicare has two parts to enroll into, … [Read more...] about How to Enroll into Medicare
Medicare is pretty black and white about what they do and do not cover. Many will find it surprising that services like long-term care and prescription drugs are not covered. These can often be substantial expenses that one may face, and that may be a big reason why you won’t find them covered on … [Read more...] about What Medicare Doesn’t Cover
Part D plans are the part of Medicare that provides coverage for prescription drugs. To sign up for a Part D plan, you need to be enrolled in Part A and/or Part B. Signing up for Part D coverage is optional, but if you don’t sign up when first eligible or if you don’t already have “creditable” … [Read more...] about What is Medicare Part D?
With a Medicare Advantage Plan (Part C), You Are Getting Four Things: Low to no co-pays for many Medicare Services.Network restrictions.Low to no premium.Coverage for services excluded under original Medicare A Medicare Advantage Plan is simply a Medicare approved private insurance company … [Read more...] about What Is Medicare Advantage (Part C)?